Life & Health Insurance

Share a few key details so we can recommend a solution that fits your needs and profile.

We communicate exclusively via email.

Quote request

We only use your information to assess an insurance proposal and reply via email. We do not require sensitive medical details. If you choose to share anything related to health, it is optional and only with your explicit consent.

For underwriting, insurers may require a medical questionnaire if there are known conditions or recent hospitalizations. We do not request details here. If you want, you can simply write “there is medical history” (without specifics).

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Life & health insurance: what matters before you commit

The right life or health policy is not the one with the best marketing. It’s the one that fits your profile: age, smoking status, the level of protection you want, and how you expect to use private healthcare (hospitalization, diagnostics, outpatient benefits).

Most problems happen when people choose based only on the premium. What really matters is the structure: deductibles, limits, exclusions, pre-existing condition rules, and how claims are handled in practice. That’s why we ask only for the essentials, so we can propose options that make sense—rather than a “blind price”.

If your goal is family or loan protection, the life insurance sum is central. If your goal is private medical access, then the right hospital/outpatient structure is what makes the difference.