Liability Insurance
Protection when a third party claims bodily injury or material damage against you or your business.
Clear structure, realistic limits, no blind pricing.
Professional Liability
For freelancers and professionals who provide advice or services and may face claims for errors, omissions or negligence. We clarify retroactive dates, jurisdiction and key exclusions before any contract is signed.
Employer’s Liability
Covers claims from employees for accidents at work, beyond statutory social security protection. Essential for businesses with staff or higher-risk activities.
General & Family Liability
Everyday risks such as water leaks, accidents caused by family members or pets can lead to unexpected claims. General and family liability insurance protects your personal finances.
Why Work with an Advisor
Liability wording is often complex and legalistic. My role is to translate clauses into plain language and match coverage limits to your real exposure — avoiding underinsurance or pointless overinsurance.
Liability Insurance Quote Request
The information below allows a correct assessment of risk and coverage limits. Your details are used exclusively to prepare an insurance proposal and reply via email.
Understanding Liability Insurance
Liability insurance covers financial claims arising from bodily injury or property damage caused to third parties. The real value of a policy lies in its limits, exclusions and wording — not only in the premium.
Choosing limits that are too low can expose you to serious personal or business risk, while excessive limits may lead to unnecessary cost. A proper assessment balances exposure, activity and real-world scenarios.